When you’re young or feel fine, it’s hard to imagine being unable to work for any reason. The truth is that more than one in four 20-year-olds can expect to miss at least a year’s work due to a disabling condition before they reach retirement, according to the Council For Disability Awareness1.
What makes the numbers so alarming is that more than 50 million adults in the United States are without disability insurance and nearly half of all American adults don’t have enough savings to cover three months of living expenses if they can’t work.
That’s why many people have opted to get long-term disability insurance to help in the event of a tragic accident or disability. Unfortunately, insurance companies will do everything in their power to deny legitimate claims of long-term disability benefits.
Find out more about long-term disability settlements and how an attorney can help.